PunchStamp

Pay period calculator

Pick your pay schedule and the first day of a period, and the calculator lists the start, end and pay date of every period for the next twelve months. It also shows how many paychecks a year you get and the standard hours in each one, which is where biweekly and semi-monthly schedules differ in ways that matter for overtime.

Periods per year
26
Standard hours per period
80
Next pay date
Mon, Nov 9, 2026
#Period startPeriod endPay date
1Thu, Oct 22, 2026Wed, Nov 4, 2026Mon, Nov 9, 2026
2Thu, Nov 5, 2026Wed, Nov 18, 2026Mon, Nov 23, 2026
3Thu, Nov 19, 2026Wed, Dec 2, 2026Mon, Dec 7, 2026
4Thu, Dec 3, 2026Wed, Dec 16, 2026Mon, Dec 21, 2026
5Thu, Dec 17, 2026Wed, Dec 30, 2026Mon, Jan 4, 2027
6Thu, Dec 31, 2026Wed, Jan 13, 2027Mon, Jan 18, 2027
7Thu, Jan 14, 2027Wed, Jan 27, 2027Mon, Feb 1, 2027
8Thu, Jan 28, 2027Wed, Feb 10, 2027Mon, Feb 15, 2027
9Thu, Feb 11, 2027Wed, Feb 24, 2027Mon, Mar 1, 2027
10Thu, Feb 25, 2027Wed, Mar 10, 2027Mon, Mar 15, 2027
11Thu, Mar 11, 2027Wed, Mar 24, 2027Mon, Mar 29, 2027
12Thu, Mar 25, 2027Wed, Apr 7, 2027Mon, Apr 12, 2027
13Thu, Apr 8, 2027Wed, Apr 21, 2027Mon, Apr 26, 2027
14Thu, Apr 22, 2027Wed, May 5, 2027Mon, May 10, 2027
15Thu, May 6, 2027Wed, May 19, 2027Mon, May 24, 2027
16Thu, May 20, 2027Wed, Jun 2, 2027Mon, Jun 7, 2027
17Thu, Jun 3, 2027Wed, Jun 16, 2027Mon, Jun 21, 2027
18Thu, Jun 17, 2027Wed, Jun 30, 2027Mon, Jul 5, 2027
19Thu, Jul 1, 2027Wed, Jul 14, 2027Mon, Jul 19, 2027
20Thu, Jul 15, 2027Wed, Jul 28, 2027Mon, Aug 2, 2027
21Thu, Jul 29, 2027Wed, Aug 11, 2027Mon, Aug 16, 2027
22Thu, Aug 12, 2027Wed, Aug 25, 2027Mon, Aug 30, 2027
23Thu, Aug 26, 2027Wed, Sep 8, 2027Mon, Sep 13, 2027
24Thu, Sep 9, 2027Wed, Sep 22, 2027Mon, Sep 27, 2027
25Thu, Sep 23, 2027Wed, Oct 6, 2027Mon, Oct 11, 2027
26Thu, Oct 7, 2027Wed, Oct 20, 2027Mon, Oct 25, 2027

Pay dates that fall on a weekend or holiday are usually moved earlier by the employer. Check your pay policy.

How to use this calculator

  1. Choose your pay schedule. If you are paid every other Friday, that is biweekly; if you are paid on the 15th and the last day of the month, that is semi-monthly.
  2. Enter the first day of a pay period. For semi-monthly or monthly, any date in the period works.
  3. Enter how many days after the period ends you are paid. Many employers pay the Friday after the period closes, about 5 days.
  4. Read the table. The highlighted row is your next pay date. Pay dates on weekends or holidays are usually moved earlier.

Biweekly versus semi-monthly

Biweekly means every two weeks: 26 paychecks a year, each covering 80 standard hours. Semi-monthly means twice a month, usually the 15th and the last day: 24 paychecks a year, each covering 86.67 standard hours (2,080 hours ÷ 24). The semi-monthly check is larger because there are fewer of them, not because you earned more.

Two months a year, a biweekly schedule has three paydays instead of two. Every eleven years or so, a biweekly year has 27 paydays rather than 26. Semi-monthly periods vary in length from 13 to 16 days, so hourly workers see different hours on each check.

Overtime is per workweek, not per pay period

Federal overtime is owed for hours over 40 in a fixed, recurring workweek of seven consecutive days (29 CFR 778.105). The pay period does not change that. On a semi-monthly schedule a workweek can be split across two checks, and overtime from that week must still be paid even if neither half of the period shows more than 40 hours on its own. Averaging two weeks, 45 and 35 for instance, to avoid overtime is not allowed.

How often you must be paid

The Fair Labor Standards Act sets no pay frequency; it requires that wages be paid on the regular payday for the period. Most states set a minimum frequency, commonly at least semi-monthly, and some require weekly or biweekly pay for certain jobs. Your state labor department publishes the rule.

Frequently asked questions

How many pay periods are in a year?

Weekly 52, biweekly 26, semi-monthly 24, monthly 12. A biweekly schedule occasionally has 27 paydays in a calendar year, depending on which day of the week the year starts.

How many hours are in a semi-monthly pay period?

86.67 standard hours, which is 2,080 hours a year divided by 24. The actual days in the period range from 13 to 16, so an hourly worker's hours vary from check to check.

What is the difference between biweekly and semi-monthly pay?

Biweekly is every two weeks on the same weekday, 26 times a year. Semi-monthly is twice a month on fixed dates, 24 times a year. Biweekly periods are always 14 days; semi-monthly periods vary in length.

Is overtime calculated on the pay period?

No. Overtime is calculated per workweek, hours over 40 in seven consecutive days (29 CFR 778.105). A biweekly check contains two separate workweeks, and a semi-monthly check can contain a partial one.

Why is my pay date different from the period end?

Employers need time to process hours, so pay is typically issued several days after the period closes. The offset you enter here reproduces that gap. Weekend and holiday pay dates are commonly moved to the previous business day.

Which months have three paychecks?

On a biweekly schedule, two months a year contain three paydays. Which months depends on your first pay date; the table shows them for your schedule.

Does the calculator save my schedule?

Yes, on this device. Come back any time to see your next pay date.

Related calculators

This calculator produces estimates for your own records. It is not payroll, tax or legal advice. Overtime rules vary by state, industry and employer policy. Sources: U.S. Department of Labor, 29 CFR Parts 516, 778 and 785; state labor codes named above.